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The Divisional Manager, M/s. United India Insurance Company Limited, Vellore v/s M. Amavasai & Another

Company & Directors' Information:- UNITED INDIA INSURANCE COMPANY LIMITED [Active] CIN = U93090TN1938GOI000108

Company & Directors' Information:- J B UNITED PRIVATE LIMITED [Active] CIN = U93000MH2014PTC258844

Company & Directors' Information:- J B UNITED PRIVATE LIMITED [Active] CIN = U74999MH2014PTC258844

Company & Directors' Information:- UNITED CORPORATION LIMITED [Liquidated] CIN = U99999TN1942PLC003159

    C.M.A. No. 2625 of 2013

    Decided On, 23 July 2020

    At, High Court of Judicature at Madras


    For the Appellant: R. Sree Vidhya, Advocate. For the Respondents:------

Judgment Text

(Prayer: Civil Miscellaneous Appeals filed under Section 173 of the Motor Vehicles Act, 1988, against the Judgment and decree dated 19.11.2012 made in MCOP.No.151 of 2011 on the file of (Chief Judicial Magistrate) at Vellore.)

(This Appeal has been taken up for hearing through Video Conferencing)

1. This Appeal has been filed by the insurance company challenging the award dated 19.11.2012 passed by the Motor Accident Claims Tribunal (Chief Judicial Magistrate at Vellore) in MCOP.No.151 of 2011.

2. The Appellant insurance company has not challenged the quantum of compensation awarded to the first respondent under the impugned award, but they have challenged its liability to pay the said compensation on the ground that the driver of the insured vehicle did not possess a driving licence.

3. The Tribunal under the impugned award has granted pay and recovery rights to the Appellant for the policy violation committed by the owner for permitting the vehicle to be driven by a person who did not possess a driving license.

4. It is now well settled that in case of policy violation, the Appellant insurance company is liable to compensate the third party claim and recover the same from the insured (owner of the vehicle). The Tribunal has rightly applied the settled position of law and has directed the Appellant to pay compensation to the claimant and also permitted the Appellant to recover the compensation paid to the claimant from the owner of the vehicle (insured). This Court does not find any infirmity in the findings of the Tribunal.

5. For the foregoing reasons, this Appeal is dismissed. The Appellant Insurance Company is directed to deposit the amount awarded by the Tribunal, after deducting the amount already deposited, if any, together with interest from the date of claim till the date of deposit and costs to the credit of MCOP.No.151 of 2011 within a period of four weeks from the date of receipt of a copy of this Judgment. On such deposit being made, the first respo

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ndent is permitted to withdraw the award amount along with accrued interest lying to the credit of MCOP.No.151 of 2011 by filing an appropriate application. No costs. Consequently, connected miscellaneous petition is closed.