w w w . L a w y e r S e r v i c e s . i n
Subhasish Goswami v/s The Branch Manager, Indian Overseas Bank, Salt Lake Branch Labony
Company & Directors' Information:- R P G OVERSEAS PRIVATE LIMITED [Active] CIN = U74899DL1989PTC035238
Company & Directors' Information:- M K OVERSEAS PRIVATE LIMITED [Active] CIN = U25209DL1987PTC029976
Company & Directors' Information:- P K OVERSEAS PRIVATE LIMITED [Active] CIN = U74899DL1994PTC059051
Company & Directors' Information:- U & M OVERSEAS PRIVATE LIMITED [Active] CIN = U25200DL2007PTC165258
Company & Directors' Information:- B R K OVERSEAS PRIVATE LIMITED [Active] CIN = U51311DL2002PTC117390
Company & Directors' Information:- A V I OVERSEAS PRIVATE LIMITED [Active] CIN = U74899DL1994PTC059014
Company & Directors' Information:- INDIAN OVERSEAS CORPORATION PRIVATE LIMITED [Active] CIN = U51900DL2010PTC203948
Company & Directors' Information:- J C OVERSEAS LIMITED [Active] CIN = U65993WB1999PLC090116
Company & Directors' Information:- J S OVERSEAS PVT LTD [Active] CIN = U74899DL1994PTC058039
Company & Directors' Information:- H A OVERSEAS PRIVATE LIMITED [Active] CIN = U55101CH1999PTC032886
Company & Directors' Information:- B. R. OVERSEAS LIMITED [Active] CIN = U24111MP1973PLC001244
Company & Directors' Information:- A T OVERSEAS LTD [Active] CIN = U17115PB1995PLC015815
Company & Directors' Information:- A L OVERSEAS PRIVATE LIMITED [Active] CIN = U15300DL2013PTC250975
Company & Directors' Information:- D R OVERSEAS PRIVATE LIMITED [Active] CIN = U15122DL2013PTC253214
Company & Directors' Information:- M R OVERSEAS PRIVATE LIMITED [Active] CIN = U01111DL1998PTC092787
Company & Directors' Information:- B C C OVERSEAS PRIVATE LIMITED [Active] CIN = U74899DL1994PTC058775
Company & Directors' Information:- R B OVERSEAS PVT LTD [Active] CIN = U24200MH1982PTC028320
Company & Directors' Information:- S L OVERSEAS PRIVATE LIMITED [Active] CIN = U74899DL1999PTC099800
Company & Directors' Information:- B L OVERSEAS PRIVATE LIMITED [Active] CIN = U51109DL2008PTC177039
Company & Directors' Information:- G D R OVERSEAS LIMITED [Strike Off] CIN = U51909TN1994PLC028831
Company & Directors' Information:- S. B. OVERSEAS PVT LTD [Active] CIN = U27101WB1994PTC065565
Company & Directors' Information:- G B OVERSEAS PRIVATE LIMITED [Active] CIN = U51109WB2007PTC116567
Company & Directors' Information:- G B OVERSEAS PRIVATE LIMITED [Active] CIN = U74110DL2007PTC317094
Company & Directors' Information:- AT OVERSEAS INDIA PRIVATE LIMITED [Active] CIN = U74900DL2015PTC276303
Company & Directors' Information:- M D OVERSEAS LIMITED [Active] CIN = U52110DL1980PLC011099
Company & Directors' Information:- R C OVERSEAS PRIVATE LIMITED [Active] CIN = U74899DL1991PTC045610
Company & Directors' Information:- S. R. O. OVERSEAS PRIVATE LIMITED [Active] CIN = U51101DL2014PTC268846
Company & Directors' Information:- K P OVERSEAS LIMITED [Active] CIN = U51311DL2004PLC125574
Company & Directors' Information:- M I OVERSEAS PRIVATE LIMITED [Strike Off] CIN = U74899DL1987PTC026966
Company & Directors' Information:- R F OVERSEAS PRIVATE LIMITED [Active] CIN = U51909PB1997PTC019643
Company & Directors' Information:- M R K OVERSEAS PRIVATE LIMITED [Active] CIN = U74899DL1984PTC018631
Company & Directors' Information:- L & W OVERSEAS PRIVATE LIMITED [Active] CIN = U17221PB2013PTC037343
Company & Directors' Information:- C D OVERSEAS PRIVATE LIMITED [Strike Off] CIN = U51909DL1997PTC085553
Company & Directors' Information:- J D OVERSEAS PRIVATE LIMITED [Active] CIN = U74899DL1990PTC038866
Company & Directors' Information:- A A P OVERSEAS PRIVATE LIMITED [Strike Off] CIN = U51909KA2007PTC042105
Company & Directors' Information:- J. H. SALT PRIVATE LIMITED [Active] CIN = U24304GJ2017PTC098127
Company & Directors' Information:- K G OVERSEAS PRIVATE LIMITED [Strike Off] CIN = U74899DL1993PTC054832
Company & Directors' Information:- OVERSEAS CORPN. PVT LTD [Active] CIN = U67120WB1947PTC014910
Company & Directors' Information:- G R OVERSEAS PRIVATE LIMITED [Strike Off] CIN = U74899DL1992PTC050950
Company & Directors' Information:- M H SALT PRIVATE LIMITED [Active] CIN = U15400MH2014PTC256882
Company & Directors' Information:- A M D OVERSEAS PRIVATE LIMITED. [Active] CIN = U52110DL1980PTC010622
Company & Directors' Information:- M S D OVERSEAS PRIVATE LIMITED [Strike Off] CIN = U74899DL1995PTC069001
Company & Directors' Information:- R K G OVERSEAS PRIVATE LIMITED [Active] CIN = U51229DL1997PTC086734
Company & Directors' Information:- H. A. SALT PRIVATE LIMITED [Active] CIN = U24304GJ2017PTC098166
Company & Directors' Information:- N D OVERSEAS PRIVATE LTD [Converted to LLP] CIN = U51900MH1994PTC076787
Company & Directors' Information:- N W OVERSEAS PRIVATE LIMITED [Active] CIN = U51507HR1999PTC034265
Company & Directors' Information:- R. G. OVERSEAS LIMITED [Strike Off] CIN = U27104TN1981PLC008963
Company & Directors' Information:- P M OVERSEAS PRIVATE LIMITED [Active] CIN = U51909DL1991PTC045126
Company & Directors' Information:- J M B OVERSEAS PRIVATE LIMITED [Active] CIN = U51909WB1997PTC085224
Company & Directors' Information:- S C J OVERSEAS PRIVATE LIMITED [Active] CIN = U74899DL1993PTC052913
Company & Directors' Information:- M C S OVERSEAS PVT LTD. [Strike Off] CIN = U51909WB1994PTC063666
Company & Directors' Information:- B. J. OVERSEAS PVT. LTD. [Strike Off] CIN = U24134WB1994PTC063846
Company & Directors' Information:- A H OVERSEAS PRIVATE LIMITED [Strike Off] CIN = U51109UP1977PTC004421
Company & Directors' Information:- R M OVERSEAS LTD [Active] CIN = U51909PB1992PLC011971
Company & Directors' Information:- M. SALT PRIVATE LIMITED [Active] CIN = U51909CT2020PTC009865
Company & Directors' Information:- L O P OVERSEAS PRIVATE LIMITED [Active] CIN = U51109UP2001PTC026011
Company & Directors' Information:- R R OVERSEAS LTD [Active] CIN = U51909DL1993PLC054909
Company & Directors' Information:- U D OVERSEAS PRIVATE LIMITED. [Strike Off] CIN = U74999DL2000PTC105257
Company & Directors' Information:- S A OVERSEAS PRIVATE LIMITED [Active] CIN = U51909DL2001PTC112769
Company & Directors' Information:- A H R OVERSEAS PRIVATE LIMITED [Active] CIN = U51909DL2000PTC103069
Company & Directors' Information:- H S OVERSEAS PRIVATE LIMITED [Active] CIN = U51909DL2008PTC182147
Company & Directors' Information:- S G OVERSEAS PRIVATE LIMITED [Active] CIN = U18101DL2000PTC105649
Company & Directors' Information:- R AND R OVERSEAS PRIVATE LIMITED [Strike Off] CIN = U18101DL1987PTC030154
Company & Directors' Information:- D & D OVERSEAS PRIVATE LIMITED [Strike Off] CIN = U51420OR2009PTC010779
Company & Directors' Information:- A TO Z OVERSEAS PRIVATE LIMITED [Active] CIN = U51909PB2007PTC031342
Company & Directors' Information:- J P OVERSEAS PRIVATE LIMITED [Active] CIN = U74899DL1994PTC059744
Company & Directors' Information:- R Q OVERSEAS PRIVATE LIMITED [Strike Off] CIN = U51909MH2012PTC230840
Company & Directors' Information:- J M OVERSEAS PRIVATE LIMITED [Active] CIN = U51909WB2008PTC128957
Company & Directors' Information:- D N OVERSEAS PRIVATE LIMITED [Strike Off] CIN = U24119DL1999PTC102409
Company & Directors' Information:- A-3 OVERSEAS PRIVATE LIMITED [Active] CIN = U36900HR2016PTC063750
Company & Directors' Information:- D M OVERSEAS PRIVATE LIMITED [Strike Off] CIN = U74900DL1995PTC072532
Company & Directors' Information:- OVERSEAS (INDIA) LTD [Strike Off] CIN = U51909WB1945PLC012624
Company & Directors' Information:- B N OVERSEAS PVT LTD [Strike Off] CIN = U74899DL1991PTC042764
Company & Directors' Information:- S N R OVERSEAS PRIVATE LIMITED [Strike Off] CIN = U00063KA1996PTC019873
Company & Directors' Information:- M H OVERSEAS LIMITED [Strike Off] CIN = U36911UP2000PLC025118
Company & Directors' Information:- V. R. OVERSEAS PRIVATE LIMITED [Active] CIN = U51109WB2006PTC107676
Company & Directors' Information:- I E S (OVERSEAS) PVT LTD [Active] CIN = U31200WB1974PTC029343
Company & Directors' Information:- V B OVERSEAS PRIVATE LIMITED [Active] CIN = U28995DL1996PTC077049
Company & Directors' Information:- J N OVERSEAS PRIVATE LIMITED [Active] CIN = U74899DL1994PTC060359
Company & Directors' Information:- V C OVERSEAS PRIVATE LIMITED [Active] CIN = U51900DL2007PTC166741
Company & Directors' Information:- T M K OVERSEAS LIMITED [Strike Off] CIN = U51223KL1992PLC006416
Company & Directors' Information:- V E OVERSEAS PVT LTD [Strike Off] CIN = U31909DL1981PTC011849
Company & Directors' Information:- S R D OVERSEAS PRIVATE LIMITED [Active] CIN = U52209DL2008PTC178806
Company & Directors' Information:- C M D OVERSEAS PVT LTD [Active] CIN = U74899DL1995PTC073068
Company & Directors' Information:- M B OVERSEAS PRIVATE LIMITED [Strike Off] CIN = U74899DL1994PTC061016
Company & Directors' Information:- B G OVERSEAS PRIVATE LIMITED [Under Process of Striking Off] CIN = U74899DL1990PTC038859
Company & Directors' Information:- M N OVERSEAS PRIVATE LIMITED [Active] CIN = U51909WB2004PTC099257
Company & Directors' Information:- R L K OVERSEAS PRIVATE LIMITED [Converted to LLP] CIN = U74899DL1991PTC043115
Company & Directors' Information:- J S R OVERSEAS PRIVATE LIMITED [Strike Off] CIN = U52399DL2009PTC190839
Company & Directors' Information:- K D OVERSEAS PRIVATE LIMITED [Strike Off] CIN = U18101DL1982PTC013342
Company & Directors' Information:- S S B OVERSEAS PRIVATE LIMITED [Strike Off] CIN = U74120WB1997PTC086041
Company & Directors' Information:- C J OVERSEAS PRIVATE LIMITED [Strike Off] CIN = U74899DL1991PTC045545
Company & Directors' Information:- A AND P OVERSEAS PRIVATE LIMITED [Strike Off] CIN = U74999DL1992PTC048780
Company & Directors' Information:- V & D OVERSEAS PRIVATE LIMITED [Strike Off] CIN = U51909DL2009PTC186537
Company & Directors' Information:- P G OVERSEAS PRIVATE LIMITED [Strike Off] CIN = U74999DL1982PTC013479
Company & Directors' Information:- S N OVERSEAS PRIVATE LIMITED [Active] CIN = U74996DL2006PTC150004
Company & Directors' Information:- D. T. OVERSEAS PRIVATE LIMITED [Strike Off] CIN = U36911UP1996PTC020289
Company & Directors' Information:- A R C OVERSEAS PRIVATE LIMITED [Active] CIN = U74899DL1989PTC036343
Company & Directors' Information:- T D OVERSEAS PRIVATE LIMITED [Strike Off] CIN = U52590DL2013PTC257410
Company & Directors' Information:- V K OVERSEAS PVT LTD [Strike Off] CIN = U18209CH1990PTC010214
Company & Directors' Information:- J B OVERSEAS PRIVATE LIMITED [Strike Off] CIN = U17220DL1983PTC016197
Company & Directors' Information:- K H OVERSEAS PVT LTD [Strike Off] CIN = U51496CH1989PTC009704
Company & Directors' Information:- A. A. OVERSEAS PRIVATE LIMITED [Strike Off] CIN = U51909PB2008PTC032010
Company & Directors' Information:- Z H OVERSEAS PRIVATE LIMITED [Strike Off] CIN = U51909MH2005PTC155819
Company & Directors' Information:- E B OVERSEAS PRIVATE LIMITED [Strike Off] CIN = U51101DL2007PTC157263
Company & Directors' Information:- A P OVERSEAS PRIVATE LIMITED [Strike Off] CIN = U51101DL2014PTC271288
Company & Directors' Information:- S H OVERSEAS PRIVATE LIMITED [Strike Off] CIN = U18101DL2002PTC116516
Company & Directors' Information:- S D S OVERSEAS PRIVATE LIMITED [Active] CIN = U51909DL2013PTC249539
Company & Directors' Information:- L T OVERSEAS PRIVATE LIMITED [Active] CIN = U15122DL2014PTC272665
Company & Directors' Information:- R P OVERSEAS PRIVATE LIMITED [Strike Off] CIN = U74899DL2000PTC108954
Company & Directors' Information:- S V OVERSEAS PRIVATE LIMITED [Strike Off] CIN = U52100DL2013PTC258278
Company & Directors' Information:- T & Y OVERSEAS PRIVATE LIMITED [Strike Off] CIN = U51505HR2012PTC047468
Company & Directors' Information:- G R D OVERSEAS PRIVATE LIMITED [Strike Off] CIN = U80301HR2012PTC046968
Company & Directors' Information:- T & T OVERSEAS PRIVATE LIMITED [Strike Off] CIN = U51900GJ2015PTC083022
Company & Directors' Information:- S K P OVERSEAS PRIVATE LIMITED [Active] CIN = U51909GJ2013PTC076553
Company & Directors' Information:- Y. K. SALT PRIVATE LIMITED [Active] CIN = U24304GJ2017PTC098217
Company & Directors' Information:- P R OVERSEAS PRIVATE LIMITED [Strike Off] CIN = U27310GJ2014PTC079227
Company & Directors' Information:- G T C OVERSEAS PVT LTD [Strike Off] CIN = U18101PB1993PTC013743
Company & Directors' Information:- D AND P OVERSEAS PRIVATE LIMITED [Strike Off] CIN = U18109DL1989PTC038623
Company & Directors' Information:- B G S OVERSEAS PRIVATE LIMITED [Strike Off] CIN = U51101PB2007PTC031400
Company & Directors' Information:- I P S OVERSEAS PRIVATE LIMITED [Strike Off] CIN = U63030DL1976PTC008356
Company & Directors' Information:- INDIA AND OVERSEAS CORPORATION LIMITED [Dissolved] CIN = U99999MH1947PTC005626
Company & Directors' Information:- M K OVERSEAS PRIVATE LIMITED [Active] CIN = U25209DL1987PTC029976
Company & Directors' Information:- P K OVERSEAS PRIVATE LIMITED [Active] CIN = U74899DL1994PTC059051
Company & Directors' Information:- U & M OVERSEAS PRIVATE LIMITED [Active] CIN = U25200DL2007PTC165258
Company & Directors' Information:- B R K OVERSEAS PRIVATE LIMITED [Active] CIN = U51311DL2002PTC117390
Company & Directors' Information:- A V I OVERSEAS PRIVATE LIMITED [Active] CIN = U74899DL1994PTC059014
Company & Directors' Information:- INDIAN OVERSEAS CORPORATION PRIVATE LIMITED [Active] CIN = U51900DL2010PTC203948
Company & Directors' Information:- J C OVERSEAS LIMITED [Active] CIN = U65993WB1999PLC090116
Company & Directors' Information:- J S OVERSEAS PVT LTD [Active] CIN = U74899DL1994PTC058039
Company & Directors' Information:- H A OVERSEAS PRIVATE LIMITED [Active] CIN = U55101CH1999PTC032886
Company & Directors' Information:- B. R. OVERSEAS LIMITED [Active] CIN = U24111MP1973PLC001244
Company & Directors' Information:- A T OVERSEAS LTD [Active] CIN = U17115PB1995PLC015815
Company & Directors' Information:- A L OVERSEAS PRIVATE LIMITED [Active] CIN = U15300DL2013PTC250975
Company & Directors' Information:- D R OVERSEAS PRIVATE LIMITED [Active] CIN = U15122DL2013PTC253214
Company & Directors' Information:- M R OVERSEAS PRIVATE LIMITED [Active] CIN = U01111DL1998PTC092787
Company & Directors' Information:- B C C OVERSEAS PRIVATE LIMITED [Active] CIN = U74899DL1994PTC058775
Company & Directors' Information:- R B OVERSEAS PVT LTD [Active] CIN = U24200MH1982PTC028320
Company & Directors' Information:- S L OVERSEAS PRIVATE LIMITED [Active] CIN = U74899DL1999PTC099800
Company & Directors' Information:- B L OVERSEAS PRIVATE LIMITED [Active] CIN = U51109DL2008PTC177039
Company & Directors' Information:- G D R OVERSEAS LIMITED [Strike Off] CIN = U51909TN1994PLC028831
Company & Directors' Information:- S. B. OVERSEAS PVT LTD [Active] CIN = U27101WB1994PTC065565
Company & Directors' Information:- G B OVERSEAS PRIVATE LIMITED [Active] CIN = U51109WB2007PTC116567
Company & Directors' Information:- G B OVERSEAS PRIVATE LIMITED [Active] CIN = U74110DL2007PTC317094
Company & Directors' Information:- AT OVERSEAS INDIA PRIVATE LIMITED [Active] CIN = U74900DL2015PTC276303
Company & Directors' Information:- M D OVERSEAS LIMITED [Active] CIN = U52110DL1980PLC011099
Company & Directors' Information:- R C OVERSEAS PRIVATE LIMITED [Active] CIN = U74899DL1991PTC045610
Company & Directors' Information:- S. R. O. OVERSEAS PRIVATE LIMITED [Active] CIN = U51101DL2014PTC268846
Company & Directors' Information:- K P OVERSEAS LIMITED [Active] CIN = U51311DL2004PLC125574
Company & Directors' Information:- M I OVERSEAS PRIVATE LIMITED [Strike Off] CIN = U74899DL1987PTC026966
Company & Directors' Information:- R F OVERSEAS PRIVATE LIMITED [Active] CIN = U51909PB1997PTC019643
Company & Directors' Information:- M R K OVERSEAS PRIVATE LIMITED [Active] CIN = U74899DL1984PTC018631
Company & Directors' Information:- L & W OVERSEAS PRIVATE LIMITED [Active] CIN = U17221PB2013PTC037343
Company & Directors' Information:- C D OVERSEAS PRIVATE LIMITED [Strike Off] CIN = U51909DL1997PTC085553
Company & Directors' Information:- J D OVERSEAS PRIVATE LIMITED [Active] CIN = U74899DL1990PTC038866
Company & Directors' Information:- A A P OVERSEAS PRIVATE LIMITED [Strike Off] CIN = U51909KA2007PTC042105
Company & Directors' Information:- J. H. SALT PRIVATE LIMITED [Active] CIN = U24304GJ2017PTC098127
Company & Directors' Information:- K G OVERSEAS PRIVATE LIMITED [Strike Off] CIN = U74899DL1993PTC054832
Company & Directors' Information:- OVERSEAS CORPN. PVT LTD [Active] CIN = U67120WB1947PTC014910
Company & Directors' Information:- G R OVERSEAS PRIVATE LIMITED [Strike Off] CIN = U74899DL1992PTC050950
Company & Directors' Information:- M H SALT PRIVATE LIMITED [Active] CIN = U15400MH2014PTC256882
Company & Directors' Information:- A M D OVERSEAS PRIVATE LIMITED. [Active] CIN = U52110DL1980PTC010622
Company & Directors' Information:- M S D OVERSEAS PRIVATE LIMITED [Strike Off] CIN = U74899DL1995PTC069001
Company & Directors' Information:- R K G OVERSEAS PRIVATE LIMITED [Active] CIN = U51229DL1997PTC086734
Company & Directors' Information:- H. A. SALT PRIVATE LIMITED [Active] CIN = U24304GJ2017PTC098166
Company & Directors' Information:- N D OVERSEAS PRIVATE LTD [Converted to LLP] CIN = U51900MH1994PTC076787
Company & Directors' Information:- N W OVERSEAS PRIVATE LIMITED [Active] CIN = U51507HR1999PTC034265
Company & Directors' Information:- R. G. OVERSEAS LIMITED [Strike Off] CIN = U27104TN1981PLC008963
Company & Directors' Information:- P M OVERSEAS PRIVATE LIMITED [Active] CIN = U51909DL1991PTC045126
Company & Directors' Information:- J M B OVERSEAS PRIVATE LIMITED [Active] CIN = U51909WB1997PTC085224
Company & Directors' Information:- S C J OVERSEAS PRIVATE LIMITED [Active] CIN = U74899DL1993PTC052913
Company & Directors' Information:- M C S OVERSEAS PVT LTD. [Strike Off] CIN = U51909WB1994PTC063666
Company & Directors' Information:- B. J. OVERSEAS PVT. LTD. [Strike Off] CIN = U24134WB1994PTC063846
Company & Directors' Information:- A H OVERSEAS PRIVATE LIMITED [Strike Off] CIN = U51109UP1977PTC004421
Company & Directors' Information:- R M OVERSEAS LTD [Active] CIN = U51909PB1992PLC011971
Company & Directors' Information:- M. SALT PRIVATE LIMITED [Active] CIN = U51909CT2020PTC009865
Company & Directors' Information:- L O P OVERSEAS PRIVATE LIMITED [Active] CIN = U51109UP2001PTC026011
Company & Directors' Information:- R R OVERSEAS LTD [Active] CIN = U51909DL1993PLC054909
Company & Directors' Information:- U D OVERSEAS PRIVATE LIMITED. [Strike Off] CIN = U74999DL2000PTC105257
Company & Directors' Information:- S A OVERSEAS PRIVATE LIMITED [Active] CIN = U51909DL2001PTC112769
Company & Directors' Information:- A H R OVERSEAS PRIVATE LIMITED [Active] CIN = U51909DL2000PTC103069
Company & Directors' Information:- H S OVERSEAS PRIVATE LIMITED [Active] CIN = U51909DL2008PTC182147
Company & Directors' Information:- S G OVERSEAS PRIVATE LIMITED [Active] CIN = U18101DL2000PTC105649
Company & Directors' Information:- R AND R OVERSEAS PRIVATE LIMITED [Strike Off] CIN = U18101DL1987PTC030154
Company & Directors' Information:- D & D OVERSEAS PRIVATE LIMITED [Strike Off] CIN = U51420OR2009PTC010779
Company & Directors' Information:- A TO Z OVERSEAS PRIVATE LIMITED [Active] CIN = U51909PB2007PTC031342
Company & Directors' Information:- J P OVERSEAS PRIVATE LIMITED [Active] CIN = U74899DL1994PTC059744
Company & Directors' Information:- R Q OVERSEAS PRIVATE LIMITED [Strike Off] CIN = U51909MH2012PTC230840
Company & Directors' Information:- J M OVERSEAS PRIVATE LIMITED [Active] CIN = U51909WB2008PTC128957
Company & Directors' Information:- D N OVERSEAS PRIVATE LIMITED [Strike Off] CIN = U24119DL1999PTC102409
Company & Directors' Information:- A-3 OVERSEAS PRIVATE LIMITED [Active] CIN = U36900HR2016PTC063750
Company & Directors' Information:- D M OVERSEAS PRIVATE LIMITED [Strike Off] CIN = U74900DL1995PTC072532
Company & Directors' Information:- OVERSEAS (INDIA) LTD [Strike Off] CIN = U51909WB1945PLC012624
Company & Directors' Information:- B N OVERSEAS PVT LTD [Strike Off] CIN = U74899DL1991PTC042764
Company & Directors' Information:- S N R OVERSEAS PRIVATE LIMITED [Strike Off] CIN = U00063KA1996PTC019873
Company & Directors' Information:- M H OVERSEAS LIMITED [Strike Off] CIN = U36911UP2000PLC025118
Company & Directors' Information:- V. R. OVERSEAS PRIVATE LIMITED [Active] CIN = U51109WB2006PTC107676
Company & Directors' Information:- I E S (OVERSEAS) PVT LTD [Active] CIN = U31200WB1974PTC029343
Company & Directors' Information:- V B OVERSEAS PRIVATE LIMITED [Active] CIN = U28995DL1996PTC077049
Company & Directors' Information:- J N OVERSEAS PRIVATE LIMITED [Active] CIN = U74899DL1994PTC060359
Company & Directors' Information:- V C OVERSEAS PRIVATE LIMITED [Active] CIN = U51900DL2007PTC166741
Company & Directors' Information:- T M K OVERSEAS LIMITED [Strike Off] CIN = U51223KL1992PLC006416
Company & Directors' Information:- V E OVERSEAS PVT LTD [Strike Off] CIN = U31909DL1981PTC011849
Company & Directors' Information:- S R D OVERSEAS PRIVATE LIMITED [Active] CIN = U52209DL2008PTC178806
Company & Directors' Information:- C M D OVERSEAS PVT LTD [Active] CIN = U74899DL1995PTC073068
Company & Directors' Information:- M B OVERSEAS PRIVATE LIMITED [Strike Off] CIN = U74899DL1994PTC061016
Company & Directors' Information:- B G OVERSEAS PRIVATE LIMITED [Under Process of Striking Off] CIN = U74899DL1990PTC038859
Company & Directors' Information:- M N OVERSEAS PRIVATE LIMITED [Active] CIN = U51909WB2004PTC099257
Company & Directors' Information:- R L K OVERSEAS PRIVATE LIMITED [Converted to LLP] CIN = U74899DL1991PTC043115
Company & Directors' Information:- J S R OVERSEAS PRIVATE LIMITED [Strike Off] CIN = U52399DL2009PTC190839
Company & Directors' Information:- K D OVERSEAS PRIVATE LIMITED [Strike Off] CIN = U18101DL1982PTC013342
Company & Directors' Information:- S S B OVERSEAS PRIVATE LIMITED [Strike Off] CIN = U74120WB1997PTC086041
Company & Directors' Information:- C J OVERSEAS PRIVATE LIMITED [Strike Off] CIN = U74899DL1991PTC045545
Company & Directors' Information:- A AND P OVERSEAS PRIVATE LIMITED [Strike Off] CIN = U74999DL1992PTC048780
Company & Directors' Information:- V & D OVERSEAS PRIVATE LIMITED [Strike Off] CIN = U51909DL2009PTC186537
Company & Directors' Information:- P G OVERSEAS PRIVATE LIMITED [Strike Off] CIN = U74999DL1982PTC013479
Company & Directors' Information:- S N OVERSEAS PRIVATE LIMITED [Active] CIN = U74996DL2006PTC150004
Company & Directors' Information:- D. T. OVERSEAS PRIVATE LIMITED [Strike Off] CIN = U36911UP1996PTC020289
Company & Directors' Information:- A R C OVERSEAS PRIVATE LIMITED [Active] CIN = U74899DL1989PTC036343
Company & Directors' Information:- T D OVERSEAS PRIVATE LIMITED [Strike Off] CIN = U52590DL2013PTC257410
Company & Directors' Information:- V K OVERSEAS PVT LTD [Strike Off] CIN = U18209CH1990PTC010214
Company & Directors' Information:- J B OVERSEAS PRIVATE LIMITED [Strike Off] CIN = U17220DL1983PTC016197
Company & Directors' Information:- K H OVERSEAS PVT LTD [Strike Off] CIN = U51496CH1989PTC009704
Company & Directors' Information:- A. A. OVERSEAS PRIVATE LIMITED [Strike Off] CIN = U51909PB2008PTC032010
Company & Directors' Information:- Z H OVERSEAS PRIVATE LIMITED [Strike Off] CIN = U51909MH2005PTC155819
Company & Directors' Information:- E B OVERSEAS PRIVATE LIMITED [Strike Off] CIN = U51101DL2007PTC157263
Company & Directors' Information:- A P OVERSEAS PRIVATE LIMITED [Strike Off] CIN = U51101DL2014PTC271288
Company & Directors' Information:- S H OVERSEAS PRIVATE LIMITED [Strike Off] CIN = U18101DL2002PTC116516
Company & Directors' Information:- S D S OVERSEAS PRIVATE LIMITED [Active] CIN = U51909DL2013PTC249539
Company & Directors' Information:- L T OVERSEAS PRIVATE LIMITED [Active] CIN = U15122DL2014PTC272665
Company & Directors' Information:- R P OVERSEAS PRIVATE LIMITED [Strike Off] CIN = U74899DL2000PTC108954
Company & Directors' Information:- S V OVERSEAS PRIVATE LIMITED [Strike Off] CIN = U52100DL2013PTC258278
Company & Directors' Information:- T & Y OVERSEAS PRIVATE LIMITED [Strike Off] CIN = U51505HR2012PTC047468
Company & Directors' Information:- G R D OVERSEAS PRIVATE LIMITED [Strike Off] CIN = U80301HR2012PTC046968
Company & Directors' Information:- T & T OVERSEAS PRIVATE LIMITED [Strike Off] CIN = U51900GJ2015PTC083022
Company & Directors' Information:- S K P OVERSEAS PRIVATE LIMITED [Active] CIN = U51909GJ2013PTC076553
Company & Directors' Information:- Y. K. SALT PRIVATE LIMITED [Active] CIN = U24304GJ2017PTC098217
Company & Directors' Information:- P R OVERSEAS PRIVATE LIMITED [Strike Off] CIN = U27310GJ2014PTC079227
Company & Directors' Information:- G T C OVERSEAS PVT LTD [Strike Off] CIN = U18101PB1993PTC013743
Company & Directors' Information:- D AND P OVERSEAS PRIVATE LIMITED [Strike Off] CIN = U18109DL1989PTC038623
Company & Directors' Information:- B G S OVERSEAS PRIVATE LIMITED [Strike Off] CIN = U51101PB2007PTC031400
Company & Directors' Information:- I P S OVERSEAS PRIVATE LIMITED [Strike Off] CIN = U63030DL1976PTC008356
Company & Directors' Information:- INDIA AND OVERSEAS CORPORATION LIMITED [Dissolved] CIN = U99999MH1947PTC005626
First Appeal No. A/205/2016
Decided On, 22 June 2018
At, West Bengal State Consumer Disputes Redressal Commission Kolkata
By, THE HONOURABLE MR. SHYAMAL GUPTA
By, PRESIDING MEMBER & THE HONOURABLE MR. UTPAL KUMAR BHATTACHARYA
By, MEMBER
For the Appellant: Mahananda Roy, Advocate. For the Respondent: Aparajita Ghosh, Advocate.
Judgment Text
Shyamal Gupta, Member
Present Appeal is directed against the Order dated 18-02-2016, passed by the Ld. District Forum, North 24 Parganas in CC No. 552/2015, whereof the complaint has been dismissed.
In short, case of the Complainant is that he stood guarantor in respect of a loan sanctioned by the OP to one M/s Sen’s Travels Pvt. Ltd. Subsequently, the OP vide its letter dated 07-01-2006 intimated the Complainant that the concerned loan account became NPA w.e.f. 31-12-2005. Thereafter, in the month of February, 2015, the OP sought his comments towards recovery and closure of the concerned loan account. Subsequently, the Complainant submitted a written proposal to the OP. However, the latter did not intimate anything regarding payment of the maturity sum of FD/TD after setting off/adjustment with the said NPA loan nor offered the claimed amount of Rs. 1,50,000/-; hence, the case.
The OP by submitting a WV submitted that two demand loans were sanctioned in favour of one Mr. Swapan Sen, Proprietor of Sen Travel. Both the loans were classified as NPA w.e.f. 01-08-2008. It is the further case of the OP that several reminders were given to both the borrower and guarantor, i.e., the Complainant to regularize the account; otherwise, the proceeds of easy encashable pledged securities would be appropriated, but in vain. The Complainant though submitted a compromise proposal; it was not acceptable to the Bank as any compromise proposal for settlement of loan liability should come from the borrower and the guarantor has no locus-standi to submit any compromise proposal.
Decision with reasons
We have heard the Ld. Advocates of the parties and gone through the documents on record.
The instant complaint case, as it appears, was dismissed by the Ld. District Forum on the solitary ground that being the guarantor, the Appellant could not be treated as ‘consumer’. On thoughtful consideration of the entire facts and circumstances of the case, however, we find no rationality in such thinking. We are fully in agreement with the contention of the Ld. Advocate of the Appellant that bank customers are consumers. The die in this regard is cast by the Hon’ble National Commission long ago [Federal Bank v. Shri Bijon Mishra, 1991 CPJ 16 (NC); Ramkripal v. Union Bank, 1991 CPJ 23 (NC)]. Undisputedly, the Appellant is a customer of the Respondent bank, bearing SB Account No. 7425 and he made two FDs with the said bank, those were subsequently pledged in respect of the disputed loan granted to Mr. Swapan Sen. Insofar as the entire dispute revolves around the subject FD Certificates stand in the name of the Appellant, in our considered opinion, the Appellant is definitely a bona fide ‘consumer’ under the 1986 Act. It appears that instant case has been dismissed out of a totally flawed notion which is not tenable in law.
Regarding pendency of cases, it is submitted by the Ld. Advocate of the Appellant that both the Civil and Criminal cases have been dismissed.
Coming to the merit of the case, we find that although two demand loans were sanctioned in favour of Mr. Swapan Sen, Proprietor of Sen Travel, the Appellant stood guarantor in respect of one of the said two loans, i.e., CC Loan Account no. 664.
It is the case of the Respondent that though the Appellant submitted a compromise proposal, the same could not be accepted because any compromise proposal for settlement of loan liability should come from the borrower and the guarantor has no locus standi in this regard. Significantly, the Respondent has not placed on record the relevant governing rule to buttress such contention.
It also appears that although the concerned loan account was classified as NPA long ago, the Respondent did not act with due alacrity to recover its due from the concerned defaulter. There was seemingly no legal impediment to do so. In view of this, such lackadaisical attitude shown by the Appellant to act tough against the defaulter does raise eyebrows. The Respondent did send some reminders to both the borrower as well as the guarantor to regularize the account. However, mere sending of periodical reminders to a defaulter does not abdicate the bank of all its responsibility. No documentary proof is forthcoming before us to show that the Respondent took all necessary steps as laid down by the RBI in the matter. In the process, as we find, the FD Certificates of the Appellants were hold to ransom.
We could pass necessary order in the matter from this end itself. However, owing to non-availability of sufficient documents/information/clarity, we are constrained to remand the case to the Ld. District Forum to re-hear the matter and decide its fate after obtaining following documents/information from the Respondent:
(1) The actual date when the concerned CC Account was classified as NPA; (2) Detail Statement of Account in respect of the CC Loan Account no. 664 as on the date when it was classified as NPA; (3) Statement of account in respect of CC Loan Account no. 664 as on 23-02-2015 when the Respondent submitted compromise proposal; (4) Copy of the letter by which the Respondent rejected the compromise proposal of the Appellant dated 23-02-2015; (5) Relevant RBI/Banking Rules under which Guarantor is not permitted to submit compromise proposal; (6) Value of the concerned FD Certificates as on 23-02-2015 stood in the name of the Appellant (the Respondent must clarify whether it is renewing the FDs on a regular basis till date, or not); (7) RBI guideline regarding recovery of NPA loan applicable as on the date when the concerned account was classified as NPA by the Respondent vis--vis
Present Appeal is directed against the Order dated 18-02-2016, passed by the Ld. District Forum, North 24 Parganas in CC No. 552/2015, whereof the complaint has been dismissed.
In short, case of the Complainant is that he stood guarantor in respect of a loan sanctioned by the OP to one M/s Sen’s Travels Pvt. Ltd. Subsequently, the OP vide its letter dated 07-01-2006 intimated the Complainant that the concerned loan account became NPA w.e.f. 31-12-2005. Thereafter, in the month of February, 2015, the OP sought his comments towards recovery and closure of the concerned loan account. Subsequently, the Complainant submitted a written proposal to the OP. However, the latter did not intimate anything regarding payment of the maturity sum of FD/TD after setting off/adjustment with the said NPA loan nor offered the claimed amount of Rs. 1,50,000/-; hence, the case.
The OP by submitting a WV submitted that two demand loans were sanctioned in favour of one Mr. Swapan Sen, Proprietor of Sen Travel. Both the loans were classified as NPA w.e.f. 01-08-2008. It is the further case of the OP that several reminders were given to both the borrower and guarantor, i.e., the Complainant to regularize the account; otherwise, the proceeds of easy encashable pledged securities would be appropriated, but in vain. The Complainant though submitted a compromise proposal; it was not acceptable to the Bank as any compromise proposal for settlement of loan liability should come from the borrower and the guarantor has no locus-standi to submit any compromise proposal.
Decision with reasons
We have heard the Ld. Advocates of the parties and gone through the documents on record.
The instant complaint case, as it appears, was dismissed by the Ld. District Forum on the solitary ground that being the guarantor, the Appellant could not be treated as ‘consumer’. On thoughtful consideration of the entire facts and circumstances of the case, however, we find no rationality in such thinking. We are fully in agreement with the contention of the Ld. Advocate of the Appellant that bank customers are consumers. The die in this regard is cast by the Hon’ble National Commission long ago [Federal Bank v. Shri Bijon Mishra, 1991 CPJ 16 (NC); Ramkripal v. Union Bank, 1991 CPJ 23 (NC)]. Undisputedly, the Appellant is a customer of the Respondent bank, bearing SB Account No. 7425 and he made two FDs with the said bank, those were subsequently pledged in respect of the disputed loan granted to Mr. Swapan Sen. Insofar as the entire dispute revolves around the subject FD Certificates stand in the name of the Appellant, in our considered opinion, the Appellant is definitely a bona fide ‘consumer’ under the 1986 Act. It appears that instant case has been dismissed out of a totally flawed notion which is not tenable in law.
Regarding pendency of cases, it is submitted by the Ld. Advocate of the Appellant that both the Civil and Criminal cases have been dismissed.
Coming to the merit of the case, we find that although two demand loans were sanctioned in favour of Mr. Swapan Sen, Proprietor of Sen Travel, the Appellant stood guarantor in respect of one of the said two loans, i.e., CC Loan Account no. 664.
It is the case of the Respondent that though the Appellant submitted a compromise proposal, the same could not be accepted because any compromise proposal for settlement of loan liability should come from the borrower and the guarantor has no locus standi in this regard. Significantly, the Respondent has not placed on record the relevant governing rule to buttress such contention.
It also appears that although the concerned loan account was classified as NPA long ago, the Respondent did not act with due alacrity to recover its due from the concerned defaulter. There was seemingly no legal impediment to do so. In view of this, such lackadaisical attitude shown by the Appellant to act tough against the defaulter does raise eyebrows. The Respondent did send some reminders to both the borrower as well as the guarantor to regularize the account. However, mere sending of periodical reminders to a defaulter does not abdicate the bank of all its responsibility. No documentary proof is forthcoming before us to show that the Respondent took all necessary steps as laid down by the RBI in the matter. In the process, as we find, the FD Certificates of the Appellants were hold to ransom.
We could pass necessary order in the matter from this end itself. However, owing to non-availability of sufficient documents/information/clarity, we are constrained to remand the case to the Ld. District Forum to re-hear the matter and decide its fate after obtaining following documents/information from the Respondent:
(1) The actual date when the concerned CC Account was classified as NPA; (2) Detail Statement of Account in respect of the CC Loan Account no. 664 as on the date when it was classified as NPA; (3) Statement of account in respect of CC Loan Account no. 664 as on 23-02-2015 when the Respondent submitted compromise proposal; (4) Copy of the letter by which the Respondent rejected the compromise proposal of the Appellant dated 23-02-2015; (5) Relevant RBI/Banking Rules under which Guarantor is not permitted to submit compromise proposal; (6) Value of the concerned FD Certificates as on 23-02-2015 stood in the name of the Appellant (the Respondent must clarify whether it is renewing the FDs on a regular basis till date, or not); (7) RBI guideline regarding recovery of NPA loan applicable as on the date when the concerned account was classified as NPA by the Respondent vis--vis
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steps initiated against the principal borrower Mr. Swapan Sen of M/s Sen Travels by the Respondent Bank together with relevant documents. On receipt of aforesaid documents/information, the Ld. District Forum shall pass a reasoned order in the matter as expeditiously as posible. The Appeal, thus, succeeds in part. Hence, ORDERED The Appeal stands allowed on contest in part. The impugned order is hereby set aside. Parties to appear before the Ld. District Forum on 24-07-2018 when Respondent shall invariably furnish the documents/information mentioned hereinabove under affidavit.