w w w . L a w y e r S e r v i c e s . i n



M/s. Indian Agro Foods through its Partner Anand Angira Chhabra v/s National Insurance Company Ltd. & Another


Company & Directors' Information:- NATIONAL INSURANCE COMPANY LIMITED [Active] CIN = U10200WB1906GOI001713

Company & Directors' Information:- U FOODS (INDIA) PRIVATE LIMITED [Active] CIN = U15122HR2014PTC052466

Company & Directors' Information:- K. N. C. AGRO LIMITED [Active] CIN = U01500WB2005PLC102657

Company & Directors' Information:- ANAND PRIVATE LIMITED [Strike Off] CIN = U00000DL2001PTC109063

Company & Directors' Information:- R L AGRO FOODS PRIVATE LIMITED [Active] CIN = U15313HR2014PTC051868

Company & Directors' Information:- F AND K AGRO PRIVATE LIMITED [Active] CIN = U01111PN1980PTC014563

Company & Directors' Information:- R T AGRO PRIVATE LIMITED [Active] CIN = U15400MH1988PTC122934

Company & Directors' Information:- L. C. FOODS LIMITED [Active] CIN = U15311UP2003PLC027779

Company & Directors' Information:- ANAND PRIVATE LIMITED [Strike Off] CIN = U99999MH1975PTC018274

Company & Directors' Information:- N M AGRO PRIVATE LIMITED [Active] CIN = U15209DL2000PTC103461

Company & Directors' Information:- G R M FOODS PRIVATE LIMITED [Active] CIN = U51909DL2013PTC258760

Company & Directors' Information:- M S FOODS PRIVATE LIMITED [Active] CIN = U15311PB1998PTC021352

Company & Directors' Information:- L V P FOODS PRIVATE LIMITED [Active] CIN = U45200DL2006PTC156229

Company & Directors' Information:- K F AGRO PRIVATE LIMITED [Active] CIN = U01132PB1998PTC021937

Company & Directors' Information:- T K M AGRO LIMITED [Active] CIN = U01119TZ2000PLC009159

Company & Directors' Information:- E K FOODS PRIVATE LIMITED [Active] CIN = U15400KL2010PTC026631

Company & Directors' Information:- H C S FOODS LIMITED [Active] CIN = U15143PB1994PLC014898

Company & Directors' Information:- V R V FOODS LIMITED [Not available for efiling] CIN = U15490DL1992PLC050097

Company & Directors' Information:- R AND A FOODS PRIVATE LIMITED [Active] CIN = U85199MH2002PTC135701

Company & Directors' Information:- J V S FOODS PRIVATE LIMITED [Active] CIN = U63023RJ1995PTC010336

Company & Directors' Information:- D R FOODS LIMITED [Active] CIN = U15311HR1989PLC030548

Company & Directors' Information:- A N V FOODS PRIVATE LIMITED [Active] CIN = U15132PB2003PTC025702

Company & Directors' Information:- M L J FOODS PRIVATE LIMITED [Strike Off] CIN = U01122RJ1999PTC015684

Company & Directors' Information:- D S S I FOODS PRIVATE LIMITED [Active] CIN = U15492DL2004PTC130556

Company & Directors' Information:- M S AGRO PRIVATE LIMITED [Active] CIN = U01403WB2011PTC163653

Company & Directors' Information:- S K K AGRO PRIVATE LIMITED [Active] CIN = U01110DL2007PTC163157

Company & Directors' Information:- L. R. D FOODS PRIVATE LIMITED [Active] CIN = U51220DL2008PTC184112

Company & Directors' Information:- P. B. S. FOODS PRIVATE LIMITED [Active] CIN = U15118HR2005PTC035835

Company & Directors' Information:- P N AGRO PVT LTD [Active] CIN = U01401WB1992PTC056261

Company & Directors' Information:- M L R FOODS PRIVATE LIMITED [Active] CIN = U74999DL2004PTC130831

Company & Directors' Information:- J. T. AGRO FOODS PRIVATE LIMITED [Active] CIN = U15122DL2007PTC169477

Company & Directors' Information:- M V J FOODS INDIA PRIVATE LIMITED [Active] CIN = U15499KL1989PTC005512

Company & Directors' Information:- D P R FOODS PRIVATE LIMITED [Active] CIN = U74899DL2004PTC125332

Company & Directors' Information:- G L FOODS PRIVATE LIMITED [Active] CIN = U15312UP2008PTC034835

Company & Directors' Information:- G A FOODS(INDIA) PRIVATE LIMITED [Active] CIN = U01134MH2002PTC135834

Company & Directors' Information:- B R V AGRO PRIVATE LIMITED [Strike Off] CIN = U15139UP2007PTC034299

Company & Directors' Information:- A A AND A AGRO LIMITED [Converted to LLP] CIN = U01111DL1986PLC025101

Company & Directors' Information:- ANAND AND ANAND PVT. LTD. [Amalgamated] CIN = U99999DL1983PTC016655

Company & Directors' Information:- R R AGRO FOODS PRIVATE LIMITED [Active] CIN = U15311DL2002PTC114621

Company & Directors' Information:- N P FOODS LIMITED [Under Liquidation] CIN = U15412KA1980PLC003754

Company & Directors' Information:- B. P AGRO INDIA PRIVATE LIMITED [Active] CIN = U15132DL2019PTC357421

Company & Directors' Information:- D P FOODS PRIVATE LIMITED [Active] CIN = U15496UP1997PTC022804

Company & Directors' Information:- G J FOODS PRIVATE LIMITED [Strike Off] CIN = U74899DL1997PTC087850

Company & Directors' Information:- M Y AGRO PRIVATE LIMITED [Active] CIN = U51221DL2011PTC215043

Company & Directors' Information:- H R D AGRO PRIVATE LIMITED [Active] CIN = U15490PB2006PTC030412

Company & Directors' Information:- R A FOODS PRIVATE LIMITED [Strike Off] CIN = U52209TN2012PTC084881

Company & Directors' Information:- C F L AGRO PRIVATE LIMITED [Strike Off] CIN = U01409KA2001PTC028797

Company & Directors' Information:- P & N FOODS PRIVATE LIMITED [Not available for efiling] CIN = U15400KA1984PTC005803

Company & Directors' Information:- ANAND INSURANCE LIMITED [Strike Off] CIN = U99999MH1942PLC003725

Company & Directors' Information:- S C P FOODS PRIVATE LIMITED [Active] CIN = U15319WB2005PTC102405

Company & Directors' Information:- K S P FOODS PRIVATE LIMITED [Active] CIN = U74899DL2000PTC108818

Company & Directors' Information:- K. M. M. FOODS PRIVATE LIMITED [Active] CIN = U15410GJ2007PTC050576

Company & Directors' Information:- L K AGRO PRIVATE LIMITED [Active] CIN = U15140MH1998PTC115185

Company & Directors' Information:- R C FOODS INDIA PRIVATE LIMITED [Active] CIN = U01112MH2009PTC195211

Company & Directors' Information:- D M FOODS PRIVATE LIMITED [Active] CIN = U15432DL1997PTC090654

Company & Directors' Information:- M H FOODS PRIVATE LIMITED [Active] CIN = U15134MH2002PTC134855

Company & Directors' Information:- H D AGRO PRIVATE LIMITED [Strike Off] CIN = U01111MH1996PTC097451

Company & Directors' Information:- L R FOODS PRIVATE LIMITED [Active] CIN = U15412DL1997PTC090433

Company & Directors' Information:- D R A FOODS PRIVATE LIMITED [Active] CIN = U15201DL1998PTC092895

Company & Directors' Information:- P C L AGRO PRIVATE LIMITED [Active] CIN = U74899DL1992PTC049537

Company & Directors' Information:- S K FOODS PRIVATE LIMITED [Strike Off] CIN = U74999DL2015PTC277837

Company & Directors' Information:- K L M FOODS PRIVATE LIMITED [Active] CIN = U15339DL2004PTC123823

Company & Directors' Information:- A S AGRO PRIVATE LIMITED [Active] CIN = U74899DL1989PTC040467

Company & Directors' Information:- S N N AGRO PRIVATE LIMITED [Active] CIN = U01114JH2016PTC008919

Company & Directors' Information:- K D S FOODS PRIVATE LIMITED [Active] CIN = U15312PB1996PTC017939

Company & Directors' Information:- A K R FOODS PRIVATE LIMITED [Amalgamated] CIN = U15135TZ1999PTC009061

Company & Directors' Information:- R R S AGRO PRIVATE LIMITED [Strike Off] CIN = U15139DL2010PTC209756

Company & Directors' Information:- R. P. INDIA FOODS PRIVATE LIMITED [Active] CIN = U74899DL1996PTC077576

Company & Directors' Information:- AGRO PRIVATE LIMITED [Strike Off] CIN = U51101KA1962PTC001475

Company & Directors' Information:- D. J. AGRO PRIVATE LIMITED [Strike Off] CIN = U01112DL1994PTC057414

Company & Directors' Information:- G A AGRO PRIVATE LIMITED [Active] CIN = U01229KL2002PTC015736

Company & Directors' Information:- V T FOODS PRIVATE LIMITED [Active] CIN = U15134GJ2003PTC042638

Company & Directors' Information:- M K R FOODS PRIVATE LIMITED [Active] CIN = U55100MH2005PTC154030

Company & Directors' Information:- INDIAN FOODS PRIVATE LIMITED [Active] CIN = U15135TN1980PTC008315

Company & Directors' Information:- C R FOODS (INDIA) PVT LTD [Active] CIN = U74899DL1987PTC029749

Company & Directors' Information:- M K B AGRO PRIVATE LIMITED [Active] CIN = U01100MH1996PTC101802

Company & Directors' Information:- T D K AGRO PRIVATE LIMITED [Active] CIN = U29190BR1991PTC004486

Company & Directors' Information:- S G AGRO PRIVATE LIMITED [Active] CIN = U01122KA1995PTC017091

Company & Directors' Information:- ANAND AND CO. P. LTD. [Active] CIN = U74899DL1988PTC031346

Company & Directors' Information:- R L FOODS PRIVATE LIMITED [Strike Off] CIN = U15201DL2005PTC133402

Company & Directors' Information:- K V ANAND FOODS PRIVATE LIMITED [Active] CIN = U15491DL1999PTC102936

Company & Directors' Information:- A & A FOODS PRIVATE LIMITED [Converted to LLP] CIN = U24231TN1992PTC022027

Company & Directors' Information:- AGRO INDIA PRIVATE LIMITED [Active] CIN = U01407AR2013PTC008381

Company & Directors' Information:- U & V AGRO PRIVATE LIMITED [Active] CIN = U01403TZ2015PTC021823

Company & Directors' Information:- B A B AGRO LTD [Strike Off] CIN = U24231MH1993PLC073114

Company & Directors' Information:- D F I FOODS PRIVATE LIMITED [Strike Off] CIN = U51311MP2000PTC013984

Company & Directors' Information:- U N FOODS PRIVATE LIMITED [Strike Off] CIN = U15139RJ2008PTC026953

Company & Directors' Information:- G R FOODS PRIVATE LIMITED [Active] CIN = U55100MH2005PTC157356

Company & Directors' Information:- S K T AGRO FOODS PRIVATE LIMITED [Active] CIN = U01403TN2013PTC094109

Company & Directors' Information:- R. N. AGRO FOODS PRIVATE LIMITED [Strike Off] CIN = U01110PN2009PTC134287

Company & Directors' Information:- B A B AGRO LTD [Active] CIN = U24233WB1987PLC043179

Company & Directors' Information:- N R S FOODS PRIVATE LIMITED [Active] CIN = U15316RJ2001PTC017167

Company & Directors' Information:- M S G FOODS PRIVATE LIMITED [Dormant under section 455] CIN = U15432KL1996PTC010870

Company & Directors' Information:- B C M AGRO PRIVATE LIMITED [Active] CIN = U01119WB1999PTC090308

Company & Directors' Information:- K. K. AGRO PVT. LTD. [Strike Off] CIN = U51420WB1987PTC042090

Company & Directors' Information:- P K FOODS PVT LTD [Active] CIN = U74899DL1981PTC013374

Company & Directors' Information:- H & W AGRO PRIVATE LIMITED [Strike Off] CIN = U01400MH2012PTC238144

Company & Directors' Information:- K D AGRO PRIVATE LIMITED [Converted to LLP] CIN = U15312DL2005PTC131996

Company & Directors' Information:- R AND C FOODS PRIVATE LIMITED [Active] CIN = U55202CH2003PTC025935

Company & Directors' Information:- H R AGRO PRIVATE LIMITED [Active] CIN = U01119PB1995PTC016403

Company & Directors' Information:- C K N AGRO PRIVATE LIMITED [Active] CIN = U01300KL2020PTC064742

Company & Directors' Information:- A Q AGRO PVT LTD [Under Process of Striking Off] CIN = U51209WB2006PTC109930

Company & Directors' Information:- S E AGRO PRIVATE LIMITED [Active] CIN = U52500AP2016PTC103446

Company & Directors' Information:- D R S FOODS PRIVATE LIMITED [Active] CIN = U51909UP2020PTC134804

Company & Directors' Information:- S U B AGRO PRIVATE LIMITED [Active] CIN = U24129PN2000PTC015404

Company & Directors' Information:- K L FOODS PRIVATE LIMITED [Active] CIN = U51221DL2014PTC269095

Company & Directors' Information:- H M FOODS INDIA PRIVATE LIMITED [Active] CIN = U15419DL1996PTC075052

Company & Directors' Information:- K R AGRO FOODS PRIVATE LIMITED [Strike Off] CIN = U15311PB2014PTC038438

Company & Directors' Information:- ANAND LIMITED [Active] CIN = U51101WB2010PLC148865

Company & Directors' Information:- T & A FOODS PRIVATE LIMITED [Active] CIN = U15400DL2015PTC288581

Company & Directors' Information:- N P S FOODS PRIVATE LIMITED [Strike Off] CIN = U15411DL1997PTC089943

Company & Directors' Information:- A S G AGRO LIMITED [Strike Off] CIN = U01119HR2004PLC035459

Company & Directors' Information:- T & T AGRO PRIVATE LIMITED [Active] CIN = U01132WB1999PTC090368

Company & Directors' Information:- H & H FOODS PRIVATE LIMITED [Strike Off] CIN = U15549TN2014PTC096510

Company & Directors' Information:- V AND L AGRO FOODS PRIVATE LIMITED [Strike Off] CIN = U51219KL2003PTC016362

Company & Directors' Information:- S S INDIA FOODS PRIVATE LIMITED [Active] CIN = U74899DL1995PTC074907

Company & Directors' Information:- C L AGRO PRIVATE LIMITED [Strike Off] CIN = U74120UP2012PTC051898

Company & Directors' Information:- B. P. AGRO FOODS PRIVATE LIMITED [Active] CIN = U51909WB2011PTC162206

Company & Directors' Information:- P M S AGRO PVT LTD [Strike Off] CIN = U29211PB1994PTC014448

Company & Directors' Information:- S. R. G. FOODS PRIVATE LIMITED [Strike Off] CIN = U15134UP2005PTC031137

Company & Directors' Information:- ANAND (INDIA) PRIVATE LIMITED [Amalgamated] CIN = U74591DL1998PTC095751

Company & Directors' Information:- D AND A FOODS PRIVATE LTD [Amalgamated] CIN = U74899DL1985PTC022422

Company & Directors' Information:- H R M FOODS PRIVATE LIMITED [Active] CIN = U15312DL2003PTC121450

Company & Directors' Information:- U & J FOODS PRIVATE LIMITED [Strike Off] CIN = U55101KA2011PTC057395

Company & Directors' Information:- K J M FOODS PRIVATE LIMITED [Active] CIN = U15499KL2009PTC024915

Company & Directors' Information:- S & H AGRO FOODS INDIA PRIVATE LIMITED [Active] CIN = U15126KA2020PTC137984

Company & Directors' Information:- Z & M FOODS PRIVATE LIMITED [Active] CIN = U15135MH2020PTC350999

Company & Directors' Information:- S AND R AGRO FOODS PRIVATE LIMITED [Active] CIN = U15400KL2021PTC069867

Company & Directors' Information:- J G AGRO FOODS PRIVATE LIMITED [Strike Off] CIN = U15425PB1996PTC019210

Company & Directors' Information:- A B M FOODS PRIVATE LIMITED [Strike Off] CIN = U15146WB1997PTC084803

Company & Directors' Information:- B R K AGRO PRIVATE LTD [Strike Off] CIN = U29211PB1994PTC014302

Company & Directors' Information:- D G FOODS PVT LTD [Strike Off] CIN = U15212CH1994PTC014250

Company & Directors' Information:- R E I AGRO LTD. [Active] CIN = U01111WB1994PLC065082

Company & Directors' Information:- R & G FOODS PRIVATE LIMITED [Strike Off] CIN = U52599TN1994PTC027222

Company & Directors' Information:- V K FOODS PRIVATE LIMITED [Strike Off] CIN = U15494TZ1987PTC002066

Company & Directors' Information:- P & S AGRO INDIA LIMITED [Strike Off] CIN = U01403MH2011PLC214782

Company & Directors' Information:- D N D AGRO (INDIA) LIMITED [Active] CIN = U01403PN2011PLC139235

Company & Directors' Information:- G & G FOODS LIMITED [Strike Off] CIN = U15139PN2007PLC129397

Company & Directors' Information:- THE INDIAN CORPORATION PRIVATE LIMITED [Active] CIN = U65993TN1946PTC000988

Company & Directors' Information:- L C A AGRO PRIVATE LIMITED [Strike Off] CIN = U01112UP2005PTC029657

Company & Directors' Information:- Z FOODS INDIA PRIVATE LIMITED [Strike Off] CIN = U15490CH2012PTC033655

Company & Directors' Information:- A H M FOODS PRIVATE LIMITED [Active] CIN = U15135DL2003PTC121510

Company & Directors' Information:- J J K FOODS LIMITED [Strike Off] CIN = U15316DL2001PLC113088

Company & Directors' Information:- V M G AGRO INDIA LIMITED [Active] CIN = U01100MP2011PLC026434

Company & Directors' Information:- K A FOODS PVT LTD [Strike Off] CIN = U15412KL1990PTC005615

Company & Directors' Information:- P S J K FOODS PRIVATE LIMITED [Strike Off] CIN = U55204TN2010PTC078193

Company & Directors' Information:- T AND H FOODS PRIVATE LIMITED [Active] CIN = U15549RJ2016PTC056262

Company & Directors' Information:- G D AGRO PRIVATE LIMITED [Strike Off] CIN = U24122UP1993PTC015164

Company & Directors' Information:- P B AGRO PRIVATE LIMITED [Amalgamated] CIN = U26960MH1990PTC057137

Company & Directors' Information:- R A P AGRO INDIA PVT LTD [Strike Off] CIN = U14200WB2006PTC107514

Company & Directors' Information:- M H T FOODS PRIVATE LIMITED [Strike Off] CIN = U01132WB1989PTC047307

Company & Directors' Information:- K G B FOODS PRIVATE LIMITED [Strike Off] CIN = U15419DL1999PTC101416

Company & Directors' Information:- S A S FOODS PVT LTD [Strike Off] CIN = U15412DL2001PTC111991

Company & Directors' Information:- B G FOODS PRIVATE LIMITED [Strike Off] CIN = U15499PN2000PTC014895

Company & Directors' Information:- V B AGRO FOODS PRIVATE LIMITED [Active] CIN = U15133DL2005PTC135554

Company & Directors' Information:- G T AGRO INDIA PRIVATE LIMITED [Strike Off] CIN = U74899DL2005PTC142577

Company & Directors' Information:- G N G FOODS PRIVATE LIMITED [Active] CIN = U15400MP2011PTC025335

Company & Directors' Information:- F AND K AGRO PVT LTD [Strike Off] CIN = U29248PN1980PTC022759

Company & Directors' Information:- K B J FOODS (INDIA) PVT LTD [Strike Off] CIN = U15400DL1984PTC017830

Company & Directors' Information:- E M AGRO (INDIA) PRIVATE LIMITED [Strike Off] CIN = U02001UP1997PTC022261

Company & Directors' Information:- B I A FOODS PRIVATE LIMITED [Strike Off] CIN = U65921KA1997PTC023180

Company & Directors' Information:- J S AGRO PRIVATE LIMITED [Strike Off] CIN = U01300PB1993PTC013943

Company & Directors' Information:- K E FOODS PRIVATE LIMITED [Strike Off] CIN = U51109PB1999PTC023095

Company & Directors' Information:- T S FOODS PRIVATE LIMITED [Strike Off] CIN = U51109UP1989PTC011321

Company & Directors' Information:- N G FOODS PRIVATE LIMITED [Strike Off] CIN = U15135DL1993PTC054013

Company & Directors' Information:- A N AGRO PRIVATE LIMITED [Strike Off] CIN = U01119DL1996PTC081855

Company & Directors' Information:- V R L AGRO PRIVATE LIMITED [Strike Off] CIN = U85110KA1999PTC024717

Company & Directors' Information:- V I P FOODS PVT LTD [Strike Off] CIN = U99999MH1982PTC028928

Company & Directors' Information:- G. FOODS (INDIA) PVT. LTD. [Strike Off] CIN = U15419HR1998PTC033987

Company & Directors' Information:- N J R FOODS PRIVATE LIMITED [Strike Off] CIN = U15549DL1999PTC102152

Company & Directors' Information:- B S FOODS PVT LTD [Active] CIN = U15499TG1984PTC005060

Company & Directors' Information:- P. S. R. AGRO PRIVATE LIMITED [Active] CIN = U24248UP1974PTC004017

Company & Directors' Information:- C R J FOODS PRIVATE LIMITED [Strike Off] CIN = U74120UP2014PTC064576

Company & Directors' Information:- O N AGRO PRIVATE LIMITED [Active] CIN = U74899DL1988PTC031986

Company & Directors' Information:- NATIONAL CORPORATION PVT LTD [Not available for efiling] CIN = U51909PB1942PTC000480

Company & Directors' Information:- P M FOODS PRIVATE LIMITED [Strike Off] CIN = U15419DL2003PTC119878

Company & Directors' Information:- J C FOODS PRIVATE LIMITED [Strike Off] CIN = U15311CH2000PTC023914

Company & Directors' Information:- V P S FOODS PRIVATE LIMITED [Active] CIN = U15136DL2004PTC127000

Company & Directors' Information:- R B M FOODS PRIVATE LIMITED [Strike Off] CIN = U15412KL2003PTC016089

Company & Directors' Information:- L M FOODS PVT LTD [Strike Off] CIN = U15495OR1994PTC003590

Company & Directors' Information:- M M FOODS PVT LTD [Strike Off] CIN = U51909MH1978PTC019278

Company & Directors' Information:- B-ANAND AND COMPANY PRIVATE LIMITED [Strike Off] CIN = U45203DL1988PTC032328

Company & Directors' Information:- A R J FOODS PRIVATE LIMITED [Active] CIN = U15316KL2003PTC016731

Company & Directors' Information:- K R S AGRO PRIVATE LIMITED [Strike Off] CIN = U01400PN2011PTC141711

Company & Directors' Information:- J K AGRO PRIVATE LIMITED [Strike Off] CIN = U74900PY2011PTC002548

Company & Directors' Information:- W B S AGRO PRIVATE LIMITED [Active] CIN = U01122PB2003PTC025879

Company & Directors' Information:- D C FOODS INDIA PRIVATE LIMITED [Active] CIN = U55101TN2012PTC088748

Company & Directors' Information:- T R S FOODS PRIVATE LIMITED [Strike Off] CIN = U15490TN2012PTC086629

Company & Directors' Information:- A C AGRO FOODS PRIVATE LIMITED [Strike Off] CIN = U15490TN2015PTC102160

Company & Directors' Information:- G T M AGRO PRIVATE LIMITED [Strike Off] CIN = U01100MH2005PTC150816

Company & Directors' Information:- K M K FOODS PRIVATE LIMITED [Strike Off] CIN = U15421MH2012PTC225876

Company & Directors' Information:- V-AGRO FOODS PRIVATE LIMITED [Active] CIN = U74999MH2016PTC286589

Company & Directors' Information:- B N FOODS PRIVATE LIMITED [Strike Off] CIN = U15122TG2010PTC069791

Company & Directors' Information:- C N FOODS PRIVATE LIMITED [Strike Off] CIN = U15122TG2010PTC069794

Company & Directors' Information:- V M R N FOODS PRIVATE LIMITED [Active] CIN = U15122TG2012PTC078397

Company & Directors' Information:- P & P FOODS PRIVATE LIMITED [Strike Off] CIN = U15490TG2011PTC076070

Company & Directors' Information:- G. V. FOODS PRIVATE LIMITED [Strike Off] CIN = U55204UP2012PTC049459

Company & Directors' Information:- ANGIRA AGRO PRIVATE LIMITED [Under Process of Striking Off] CIN = U01403WB2012PTC183711

Company & Directors' Information:- M K J FOODS PRIVATE LIMITED [Active] CIN = U55101DL2010PTC204782

Company & Directors' Information:- B A FOODS PRIVATE LIMITED [Strike Off] CIN = U55209DL2012PTC234793

Company & Directors' Information:- G B F FOODS PRIVATE LIMITED [Active] CIN = U15549DL2011PTC228024

Company & Directors' Information:- Y K AGRO PRIVATE LIMITED [Converted to LLP and Dissolved] CIN = U74999DL2013PTC250398

Company & Directors' Information:- J. K. FOODS PRIVATE LIMITED [Active] CIN = U15122DL2007PTC157554

Company & Directors' Information:- D. T. FOODS PRIVATE LIMITED [Strike Off] CIN = U15122DL2007PTC158387

Company & Directors' Information:- J N FOODS PRIVATE LIMITED [Active] CIN = U15122DL2007PTC159317

Company & Directors' Information:- B M M FOODS PRIVATE LIMITED [Strike Off] CIN = U15122DL2011PTC222779

Company & Directors' Information:- F R FOODS PRIVATE LIMITED [Strike Off] CIN = U15200DL2008PTC185323

Company & Directors' Information:- D K C FOODS PRIVATE LIMITED [Strike Off] CIN = U15209DL2005PTC136853

Company & Directors' Information:- D B FOODS PRIVATE LIMITED [Strike Off] CIN = U15411DL2005PTC141165

Company & Directors' Information:- V N FOODS PRIVATE LIMITED [Strike Off] CIN = U15419DL2000PTC107109

Company & Directors' Information:- D R V FOODS PRIVATE LIMITED [Strike Off] CIN = U15433DL2008PTC172171

Company & Directors' Information:- N P M AGRO PRIVATE LIMITED [Strike Off] CIN = U15494DL2011PTC214942

Company & Directors' Information:- N & C FOODS PRIVATE LIMITED [Strike Off] CIN = U51109DL2008PTC178887

Company & Directors' Information:- B L B AGRO PRIVATE LIMITED [Strike Off] CIN = U51200DL2012PTC244511

Company & Directors' Information:- J M C FOODS PRIVATE LIMITED [Strike Off] CIN = U51229DL2003PTC123697

Company & Directors' Information:- K G P FOODS PRIVATE LIMITED [Strike Off] CIN = U51229DL2004PTC128447

Company & Directors' Information:- D A AGRO PRIVATE LIMITED [Active] CIN = U74900DL2015PTC288168

Company & Directors' Information:- O S AGRO FOODS PRIVATE LIMITED [Strike Off] CIN = U15490BR2013PTC020061

Company & Directors' Information:- G P V FOODS PRIVATE LIMITED [Strike Off] CIN = U01300MP2009PTC022411

Company & Directors' Information:- D. B. AGRO PRIVATE LIMITED [Active] CIN = U01100MP2010PTC025035

Company & Directors' Information:- AGRO FOODS PRIVATE LIMITED [Strike Off] CIN = U15400MP2010PTC022900

Company & Directors' Information:- I S M FOODS PRIVATE LIMITED [Strike Off] CIN = U15400MP2010PTC024972

Company & Directors' Information:- J R D FOODS PRIVATE LIMITED [Strike Off] CIN = U55200GJ2011PTC063553

Company & Directors' Information:- J K B AGRO FOODS PRIVATE LIMITED [Active] CIN = U15139KL2001PTC014485

Company & Directors' Information:- V & A FOODS PRIVATE LIMITED [Active] CIN = U15549UP2016PTC084319

Company & Directors' Information:- S J FOODS PRIVATE LIMITED [Strike Off] CIN = U15201TN2006PTC061527

Company & Directors' Information:- H A AGRO FOODS PRIVATE LIMITED [Strike Off] CIN = U15203PN2008PTC131725

Company & Directors' Information:- V B K FOODS PRIVATE LIMITED [Active] CIN = U15495TG2000PTC035909

Company & Directors' Information:- C & C FOODS PRIVATE LIMITED [Strike Off] CIN = U15313DL2006PTC152933

Company & Directors' Information:- INDIAN NATIONAL CORPORATION LIMITED [Dissolved] CIN = U99999MH1942PTC003686

Company & Directors' Information:- NATIONAL CORPORATION PRIVATE LIMITED [Not available for efiling] CIN = U99999MH1950PLC009913

    Complaint Case No. 105 of 2020

    Decided On, 20 May 2021

    At, Union Territory Consumer Disputes Redressal Commission UT Chandigarh

    By, THE HONOURABLE MR. JUSTICE RAJ SHEKHAR ATTRI
    By, PRESIDENT
    By, THE HONOURABLE MRS. PADMA PANDEY
    By, MEMBER & THE HONOURABLE MR. RAJESH K. ARYA
    By, MEMBER

    For the Complainant: Pradeep Sharma, Advocate. For the Opposite Parties: None.



Judgment Text

Padma Pandey, Member1. The facts, in brief, are that the complainant firm is engaged in the business of poultry farming. In the year 2018, the complainant firm took policy i.e. Standard Fire and Special Perils Policy bearing No.420101111810000147 valid from 27.05.2018 to 26.05.2019 from Opposite Party No.1 having sum insured of Rs.8,70,00,000/- at the premium of Rs.58,516/-, in which, description of property covered as “poultry farms (excluding birds therein), hatchery, section IV-industrial manufacturing risk”. It was further stated that the complainant paid additional premium of Rs.1028/- and got an add on coverage of “Earthquake”. During the policy period, on 09.02.2019, the insured building, in question, was damaged due to earthquake and accumulation of water due to heavy rainfall. The said fact was reported to the insurance company on the same day i.e. 09.02.2019, who appointed M/s Consolidated India Surveyors as a surveyor for assessment of the loss. It was further stated that no other terms and conditions were supplied to the complainant. The insurance claim of the complainant was repudiated by the Opposite Parties by citing reason that the case falls under the Exclusions of Peril-Subsidence and Landslide. The complainant procured the copy of terms and conditions from the office of the insurance company and found that the Opposite Parties have some other terms and conditions which are different from those mentioned online. It was further stated that “Flood and Inundations” and “Earthquake”, was certified by the Tehsildar of the area vide certificate dated 21.02.2019. It was further stated that in order to make the case non payable on the ground of exclusions and peril “subsidence and landslide”, the Opposite Parties through their surveyor sought report from M/s Continental Foundations & Labs. The said Engineering firm in its report stating that they were contacted by Mr.Joshi on behalf of the insurance company intimating the loss and mentioned therein that the said Engineering Firm was asked to visit the site alongwith team members of insurance company to find out the reasons of collapse. Accordingly, site was visited by the relevant members on 12.02.2019. The said Engineer inspected the site on behalf of M/s Continental Foundation. The said Surveyor M/s Consolidated Insurance Surveyor and Loss Assessors Private Limited submitted his report on 25.06.2019, in which, it has been specifically mentioned that there was no storm and landslide and subsidence also could not be noted at the site of loss. It was further mentioned that the said loss might have been caused due to structural failure or poor quality of construction material used for construction of the building. It was further stated that Naib Tehsildar, Barwala has certified that the building premises of the complainant’s feed mill has been collapsed due to earthquake and accumulated water caused by heavy rains. However, the Opposite Parties ignored and did not agree to the certificate of Government Officer. It was further stated that vide email dated 11.07.2019, the surveyor asked the complainant to provide report from Meterological Department (Annexure C-13) but he failed to do so. The complainant also got survey done from an independent licensed surveyor Mr.Vinod Bhan and Associates to cross check. The quantum of loss was shown by the complainant in para No.23 of the complaint i.e. Rs.54,75,000/-. Ultimately, the Opposite Parties repudiated the genuine claim of the complainant vide letter dated 04.12.2019 (Annexure C-16), in which, surveyor came to the conclusion that the loss has been caused due to faulty design, faulty constructions, poor workmanship and the building was overloaded. Despite repeated requests made by the complainant for settlement of the claim, they failed to do so. It was further stated that the aforesaid acts, on the part of the Opposite Parties, amounted to deficiency, in rendering service, and indulgence into unfair trade practice. When the grievance of the complainant, was not redressed, left with no alternative, a complaint under the Consumer Protection Act (in short the ‘Act’ only), was filed.2. The Opposite Parties, in their written version, has denied that the building collapsed due to heavy rains, earthquake and subsidence. It was stated that the complainant failed to place on record any report from Metrological Department to prove heavy rains and earthquake in the area on the date of loss i.e. 09.02.2019. It was further stated that as per report of structural Engineer i.e. M/s Continental Foundations and Labs, the insured building collapsed due to structural failure and use of poor quality materials in the construction and the insurance company not covered any loss due to defective design or workmanship or use of defective materials under Clause viii(d) of the terms and conditions of Standard Fire and Special Perils Policy. Therefore, the replying Opposite Parties through registered letter dated 19.12.2019 rightly repudiated the claim of the complainant on the ground that the said loss was due to defective design or workmanship or use of defective materials. It was further stated that the complainant has not reinstated or repaired the damaged building and plant & machinery and not submitted any repair bills, as such, the said surveyor rightly assessed the loss on depreciated value basis. It was further stated that the complete insurance policy with its terms and conditions were duly supplied to the complainant at the time of commencement of policy and prior to filing of the complaint, the complainant never raised any objection with regard to non supply of the terms and conditions of the policy. It was further stated that the complainant has failed to provide any report from Indian Metrological Department regarding the earthquake and heavy rainfall on 09.02.2019. It was further stated that the Tehsildar is not competent authority to issue certificate regarding earthquake and heavy rains. The surveyor requested the complainant to provide the report of Metrological Department certifying the incident of earthquake and heavy rains but it failed to provide the same. It was further stated that the complainant obtained the report from Sh.Vinod Bhan Associate and Surveyor at their own whims and fancies, vide which, it is apparent that the same was prepared merely by sitting in the office as per wish of the complainant. It was further stated that the said loss was caused due to structural failure of the building and use of poor quality materials in the constructions. It was further stated that neither there was any deficiency, in rendering service, on the part of the Opposite Parties, nor they indulged into unfair trade practice.3. The Parties led evidence, in support of their case.4. We have heard the Counsel for the complainant and have gone through the evidence and written arguments of both the parties, carefully.5. The sole question that falls for consideration, is, as to whether, the claim of the complainant was rightly repudiated by the insurance company. The answer, to this, question is in the affirmative. It is the admitted fact that the complainant firm took insurance policy i.e. Standard Fire and Special Perils Policy from Opposite Party No.1, which was valid from 27.05.2018 to midnight 26.05.2019 and according to the complainant, it paid additional premium of Rs.1028/- and got an add on coverage of “Earthquake”. As per the complainant, the said insured building was damaged during the policy period i.e. on 09.02.2019 due to earthquake and accumulation of water due to heavy rainfall. It is also the admitted fact that the said matter was reported to the insurance company on the same day i.e.09.02.2019, to which, M/s Consolidated India Surveyors was appointed as surveyor for assessment of loss. The claim of the complainant was repudiated by the Opposite Parties vide letter dated 04.12.2019, the relevant portion of the said report reads thus :-“X x x x x The surveyor has submitted his report dated 25-06-2019 after taking into account the report of the structural engineer besides the physical inspection done by the surveyor it was concluded that no land slide/subsidence could be noted on his visit on 10-02-2019 and 11-02-2019. The Standard Fire & Special Perils Policy does not cover damages caused due to defective design or workmanship or use of defective material and the subject loss is not admissible as per exclusion (d) of the peril ‘Subsidence and Landslide including Rock Slide.’The surveyor recommended for repudiation of the claim as the same does not fall within the scope of the policy and the competent authority has scrutinized the entire records and came into the conclusion that the claim is not payable. In view of the facts mentioned above your claim stands repudiated, which please note.”In view of afore-extracted paragraph, it is clear that the claim was repudiated on the ground of defective design or workmanship or use of defective materials . In the present case, the plea taken by the complainant that the said insured building collapsed due to heavy rains and earthquake has no value at all because the complainant has failed to place on record any report from Metrological Department to prove that heavy rain and earthquake in the area on the date of loss i.e. on 09.02.2019. To prove this fact, the complainant placed on record certificate of Tehsildar but the said certificate is not tenable in the eyes of law because the said Tehsildar is not competent to issue any certificate regarding the weather conditions because the Government already established Metrological Department to submit the report. Moreover, perusal of the zimini order dated 17.08.2020 shows that this Commission also directed Indian Metrological Department to submit a report as to whether there was any earthquake in the area of Barwala, District Panchkula (Haryana) between 05.02.2019 to 09.02.2019. If there was any earthquake during the said period, its frequency at Richter Scale be also intimated further verify as to whether a building can collapse at such a frequency on the date of earthquake or thereafter. In compliance to the said order, a letter dated 07.09.2020 has been received from Metrological Department that the required seismic data cannot be submitted to this Commission because seismic records are not maintained and provided by the o/o Director, National Center for Seismology c/o Mausam Bhavan Complex, India Meteorological Department, Lodi Road, New Delhi. Therefore, notice was issued to the said department and direction was issued to submi

Please Login To View The Full Judgment!

t the report. On the next date of hearing, perusal of zimini order dated 02.12.2020 shows that a report has been received from the said authority, wherein, it has been stated that “no significant earthquake have occurred between 05.02.2019 to 09.02.2019 in the area of Barwala of District Panchkula (Haryana). Importantly, as per report of structural Engineer i.e. M/s Continental Foundations and Labs, the insured building collapsed due to structural failure and use of poor quality materials in the construction and mortar used in the building at places was weak and 18 rooms constructed on the first floor where the labourers were living have also contributed to structural failure. So, it is clearly proved that there was no earthquake on the date of loss, as such, the claim of the complainant was rightly repudiated by the Opposite Parties on the ground of defective design or workmanship or use of defective materials. Therefore, the complainant has failed to prove its case, as such, the complaint stands dismissed, with no order as to costs.6. Certified Copies of this order be sent to the parties, free of charge.7. The file be consigned to Record Room, after completion.
O R